IRA Accounts

We offer the same investment options for IRA accounts as we do for long term investments of traditional savings. IRA accounts are FDIC insured separately than your other accounts. Certificates of Deposit are an investment option that allows you to earn a higher interest rate than a traditional savings account. We offer a variety of options for the length of time in which you invest your money; terms vary anywhere from 3 months to 60 months.  We currently offer a one-time bump up option on our 60 month certificate of deposit.

  • $1,000.00 Minimum deposit to open
  • Interest is credited quarterly
  • Monthly or Quarterly checks are available on amounts of $2,500.00 or higher
  • Terms of 3 months to 60 months
  • Other Terms or Special may also be available
  • Subject to early withdrawal penalty
  • Automatically renews at maturity

Each depositor insured to at least $250,000.00 by FDIC.

For more information about FDIC insurance coverage of accounts, visit

Deposit Rates are subject to change. For current rates call 419-238-9662 or view Rates on our web site.