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Rates

Effective Date: September 27, 2023

Deposit Rates

Savings and Checking Rates

Account Type

Interest Rate

APY1

Select Checking

 0.02% 0.02%

Elite Checking

0.02%

0.02%

Elite Money Market Account

  4.80%  4.92%

Statement Savings:

Tier 1: $0.00 to $2500.00 

 0.05% 0.05%
Tier 2: $2500.01 to $20,000.00  0.30% 0.30%
Tier 3: $20,000.01 to $50,000.00  0.35% 0.35%
Tier 4: $50,000.01 to $75,000.00  2.00% 2.02%
Tier 5: $75,000.01 and above 2.55% 2.58%

Christmas Club/ Goal Savings

0.02%

0.02%

E Checking

N/A

N/A

See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.

1APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance.

The interest rate may change after the account is opened.

Certificate of Deposit Rates

Certificates of Deposit (CD's) & IRA Accounts

Term

Interest Rate

APY1

3 Month 

3.50%

3.55%

6 Month

3.70%

3.75%

13 Month Special

Renews for 12 Month Term

5.09%

5.19%

40 Month Special

Renews for 12 Month Term

4.13%

4.19%

12 Month

1.35%

1.36%

18 Month (Renewal Only)

1.00%

1.00%

21 Month (Renewals Only)

0.15%

0.15%

24 Month

2.02%

2.00%

30 Month (Renewal Only)

0.75%

0.75%

36 Month

2.10%

2.12%

42 Month (Renewals Only)

0.15%

0.15%

48 Month

2.17%

2.15%

60 Month

(One Time Rate Increase Available)

  2.75% 2.78% 

See Deposit Products to find the minimum requirements to earn the disclosed interest rates and for the minimum amounts required to open the different types of accounts.

1APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.

A penalty may be imposed for early withdrawal.

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