Checking Accounts Fee Schedule
| Fee Schedule | e-Checking |
Select Checking
| Elite Checking |
|---|
| Opening Deposit Rate |
$25.00
|
$100.00
|
$250.00
|
| Monthly Maintenance Fee |
$0.00 |
X |
X |
| Waiver Available |
N/A |
No |
On daily balances of $1000 or more |
|
Minimum Account Balance Requirement
|
$0.00
|
$1,500.00
|
$5,000.00
|
|
Average Daily Balance
|
N/A
|
|
|
|
Aggregate Balance Waiver - Accounts
|
N/A
|
$2,500.00
|
$10,000.00
|
|
Aggregate Balance Waiver - Loans
|
N/A |
$25,500.00 |
$100,000.00 |
|
Paper Statement Fee*
|
$2.00 |
$2.00 |
$2.00 |
| Early Close-Out Fee** |
$15.00 |
$15.00 |
$15.00 |
| Overdraft Fee - POS |
$10.00 |
$25.00 |
$25.00 |
| Overdraft Fee - Check |
$0.00 |
$0.00 |
$0.00 |
| OD Protection from Savings Waived |
|
|
|
| OD Fee Transfer from Savings |
$5.00 |
$10.00 |
N/A |
| OD Protection LOC |
Free |
Free |
Free |
| Monthly Dormant Acct Maintenance |
$5.00 |
$5.00 |
$5.00 |
| Max POS OD Limit |
$50.00 |
N/A |
N/A |
| Wire - Incoming |
$15.00 |
$15.00 |
$15.00 |
| Wire - Outgoing |
$45.00 |
$45.00 |
$45.00 |
| ATM/Debit Lost Card - Card Replacement (no charge for compromised, broken, faulty) |
$15.00 |
$15.00 |
$15.00 |
| Checking Acct Required? |
|
|
|
| Max Withdrawal Limit |
|
|
|
| Fee Over Max Withdrawal Limit |
|
|
|
| Interest Bearing |
|
X |
X |
Savings Accounts Fee Schedule
| Fee Schedule | Classic Savings | Goal Savings | Elite Money Market | Kids Club Savings (Under 12) | Short-Term CD (9 Mos or Less) | Long-Term CD |
|---|
| Opening Deposit Rate |
$50.00 |
$25.00 |
$25,000.00 |
$10.00 |
Varies |
Varies |
| Monthly Maintenance Fee |
$5.00 |
$5.00 |
$20.00 |
$0.00 |
|
|
| Waiver Available |
X |
X |
X |
|
|
|
|
Minimum Account Balance Requirement
|
$250.00 |
$250.00 |
$7,500.00 |
|
|
|
|
Average Daily Balance
|
$250.00 |
$250.00 |
$20,500.00 |
|
|
|
|
Aggregate Balance Waiver - Accounts
|
|
|
|
|
|
|
|
Aggregate Balance Waiver - Loans
|
$2.00 |
$2.00 |
$2.00 |
|
|
|
|
Paper Statement Fee*
|
$15.00 |
$15.00 |
$15.00 |
|
|
|
| Early Close-Out Fee** |
|
|
|
|
Varies |
Varies |
| Overdraft Fee - POS |
|
|
|
|
|
|
| Overdraft Fee - Check |
|
|
|
|
|
|
| OD Protection from Savings Waived |
|
|
|
|
|
|
| OD Fee Transfer from Savings |
|
|
|
|
|
|
| OD Protection LOC |
$5.00 |
$5.00 |
$5.00 |
|
|
|
| Monthly Dormant Acct Maintenance |
|
|
|
|
|
|
| Max POS OD Limit |
|
|
|
|
|
|
| Wire - Incoming |
$15.00 |
$15.00 |
$15.00 |
|
|
|
| Wire - Outgoing |
$45.00 |
$45.00 |
$45.00 |
|
|
|
| ATM/Debit Lost Card - Card Replacement (no charge for compromised, broken, faulty) |
$15.00 |
|
$15.00 |
|
|
|
| Checking Acct Required? |
|
Yes |
|
Yes - Parent |
|
|
| Max Withdrawal Limit |
6 |
|
6 |
|
|
|
| Fee Over Max Withdrawal Limit |
$5.00 |
|
$5.00 |
|
|
|
| Interest Bearing |
X |
X |
X |
X |
X |
X |
*Paper Statement Fee is waived for customers age 62 or older and customers under 18
**CD early closeout or transaction fees:
CD term 12 Months or less penalty equivalent to 3 months of interest. CD term greater than 12 months penalty equivalent to 6 months of interest.
|