Checking Accounts

NOW Checking

The NOW checking account combines the best of checking and savings features into one account to simplify your life. Your money keeps earning interest until the day the checks or debit card transactions you issue must be paid. When you keep a minimum balance of $500.00 your account is entirely free of monthly service charges. Should your balance drop below $500.00 any day during the month, there is a $5.00 service charge for that month and your account will not earn interest for the time period in which your account is below $500.00….there is no per-item charge.

  • $750.00 minimum deposit to open
  • No monthly service charge if a balance of $500.00 is maintained
    • Special Consideration Given for:
      • Customers 62 or older
      • Van Wert Federal Mortgage loan customers
      • Fee is waived on one checking account only
  • No per item charge
  • Check images included in the monthly statement
  • Account earns interest above $500.00
  • ATM/Debit card available
  • Interest is credited monthly
  • Internet Banking
  • Online Bill Pay

Each depositor insured to at least $250,000.00 by FDIC.

For more information about FDIC insurance coverage of accounts, visit

Deposit Rates are subject to change. For current rates call 419-238-9662 or view Rates on our web site.