Rates

Deposit Rates

Effective Date: March 3, 2010

Savings and Checking Rates
Account Type Rate APY*
Passbook 0.55% 0.55%
Super Passbook 0.80% 0.80%
Statement Savings 0.10% 0.10%
NOW Checking 0.10% 0.10%
Christmas Club 0.55% 0.55%
*APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance. 
The interest rate may change after the account is opened. 

Certificate of Deposit Rates

Effective Date: March 3, 2010

Certificates of Deposit(CD's) & IRA Accounts
Term Rate APY*
3 month 0.75% 0.75%
6 month 0.90% 0.90%
12 month 1.40% 1.41%
15 month (no penalty) 1.00% 1.00%
18 month 1.75% 1.76%
21 monthl 1.95% 1.96%
24 month 2.00% 2.02%
30 month CD Special 2.25% 2.27%
36 month 2.20% 2.22%
42 month Renewal Only 2.25% 2.27%
48 month 2.25% 2.27%
60 month 2.75% 2.78%
*APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.
A penalty may be imposed for early withdrawal.