Rates

Deposit Rates

Effective Date: May 7, 2008

Savings and Checking Rates
Account Type Rate APY*
Passbook 1.00% 1.01%
Super Passbook 1.25% 1.26%
Statement Savings 1.25% 1.26%
NOW Checking 0.25% 0.26%
Christmas Club 1.00% 1.01%
*APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance. 
The interest rate may change after the account is opened. 

Certificate of Deposit Rates

Effective Date: May 7, 2008

Certificates of Deposit(CD's) & IRA Accounts
Term Rate APY*
21 Month CD Special 3.00% 3.03%
3 month 1.49% 1.50%
6 month 2.40% 2.42%
12 month 2.60% 2.63%
15 month (no penalty) 2.25% 2.27%
18 month 2.85% 2.88%
24 month 2.90% 2.93%
30 month 2.95% 2.99%
36 month 3.00% 3.03%
42 month 3.00% 3.03%
48 month 3.10% 3.14%
60 month 3.30% 3.34%
*APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.
A penalty may be imposed for early withdrawal.