Rates

Deposit Rates

Effective Date: September 1, 2010

Savings and Checking Rates
Account Type Rate APY*
Passbook 0.40% 0.40%
Super Passbook 0.60% 0.60%
Statement Savings 0.10% 0.10%
NOW Checking 0.10% 0.10%
Christmas Club 0.40% 0.40%
*APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance. 
The interest rate may change after the account is opened. 

Certificate of Deposit Rates

Effective Date: September 1, 2010

Certificates of Deposit(CD's) & IRA Accounts
Term Rate APY*
3 month 0.55% 0.55%
6 month 0.65% 0.65%
12 month 1.00% 1.00%
15 month (no penalty) 0.85% 0.85%
18 month 1.30% 1.31%
21 monthl 1.50% 1.51%
24 month 1.60% 1.61%
30 month Special Rate 2.05% 2.07%
36 month 1.90% 1.91%
42 month Renewal Only 1.90% 1.91%
48 month 2.00% 2.02%
60 month Special Rate 2.39% 2.41%
*APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term.
A penalty may be imposed for early withdrawal.