Rates
Deposit Rates
Effective Date: February 8, 2012
Savings and Checking Rates
|
| Account Type |
Rate |
APY* |
| Passbook |
0.05% |
0.05% |
| Super Passbook |
0.10% |
0.10% |
| Statement Savings |
0.03% |
0.03% |
| NOW Checking |
0.03% |
0.03% |
| Christmas Club |
0.05% |
0.05% |
| *APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance. |
| The interest rate may change after the account is opened. |
|
|
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Certificate of Deposit Rates
Effective Date: February 8, 2012
Certificates of Deposit(CD's) & IRA Accounts
|
| Term |
Rate |
APY* |
|
|
|
| 3 month |
0.15% |
0.15% |
| 6 month |
0.20% |
0.20% |
| 12 month |
0.35% |
0.35% |
| 15 month (no penalty) |
0.25% |
0.25% |
| 18 month |
0.40% |
0.40% |
| 21 month |
0.50% |
0.50% |
| 24 month |
0.60% |
0.60% |
| 30 month |
0.80% |
0.80% |
| 36 month |
0.85% |
0.85% |
| 42 month Renewal Only |
0.85% |
0.85% |
| 48 month |
0.90% |
0.90% |
| 60 month Special Rate |
1.25% |
1.26% |
| *APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term. |
| A penalty may be imposed for early withdrawal. |
|
|
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