Rates
Deposit Rates
Effective Date: May 7, 2008
Savings and Checking Rates
|
| Account Type |
Rate |
APY* |
| Passbook |
1.00% |
1.01% |
| Super Passbook |
1.25% |
1.26% |
| Statement Savings |
1.25% |
1.26% |
| NOW Checking |
0.25% |
0.26% |
| Christmas Club |
1.00% |
1.01% |
| *APY = Annual Percentage Yield. Annual Percentage Yield assumes interest is accumulated to account balance. |
| The interest rate may change after the account is opened. |
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Certificate of Deposit Rates
Effective Date: May 7, 2008
Certificates of Deposit(CD's) & IRA Accounts
|
| Term |
Rate |
APY* |
| 21 Month CD Special |
3.00% |
3.03% |
| 3 month |
1.49% |
1.50% |
| 6 month |
2.40% |
2.42% |
| 12 month |
2.60% |
2.63% |
| 15 month (no penalty) |
2.25% |
2.27% |
| 18 month |
2.85% |
2.88% |
| 24 month |
2.90% |
2.93% |
| 30 month |
2.95% |
2.99% |
| 36 month |
3.00% |
3.03% |
| 42 month |
3.00% |
3.03% |
| 48 month |
3.10% |
3.14% |
| 60 month |
3.30% |
3.34% |
| *APY = Annual Percentage Yield. Annual Percentage Yield assumes all principal and interest remain on deposit for the entire term. |
| A penalty may be imposed for early withdrawal. |