Deposit Products - Checking & Savings
NOW Checking
- $750.00 minimum deposit to open
- No monthly service charge if $500.00 balance maintained
- No per item charge
- Check imaging with monthly statement
- Account earns interest above $500.00 *
- ATM/Debit card available
- Interest credited monthly
Passbook Savings
- $100.00 minimum deposit to open
- Account earns interest *
- Interest credited quarterly
Christmas Club Savings
- $10.00 minimum deposit to open
- Account earns interest *
- Interest credited quarterly
- Any amount can be deposited
Statement Savings
- $2,500.00 minimum deposit to open
- Account earns interest *
- Interest credited monthly
- Statements mailed monthly if activity occurs
- ATM/Debit Card available
Money Market Account (Super Passbook)
- $2,500.00 minimum amount to open
- Account earns interest *
- Interest credited monthly
* Call us for current rates
Each depositor insured to at least $250,000.00 by FDIC**
**SPECIAL NOTICE: All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from the coverage of a least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts. Visit www.fdic.gov.

