Deposit Products - Certificates of Deposit & Individual Retirement Accounts

Certificates of Deposits

• $1,000.00 Minimum deposit to open
• Interest credited quarterly
• Monthly or Quarterly checks available on amounts $2,500.00 or higher
• Terms of 3 months to 60 months
• Other Terms or Specials may also be available
• Subject to early withdrawal penalty
• Automatically renewable at maturity
• All accounts are insured for up to at least $100,000.00 by FDIC

*SPECIAL NOTICE:  Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013.  On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAS and other certain retirement accounts which will remain at $250,000 per depositor.

IRA Accounts

• $1,000.00 Minimum deposit to open
• Interest credited quarterly
• Monthly or Quarterly checks available on amounts $2,500.00 or higher
• Terms of 3 months to 60 months
• Other Terms or Special may also be available
• Subject to early withdrawal penalty
• Automatically renewable at maturity
• All accounts are insured for $250,000.00 by FDIC

Deposit Rates are subject to change. For current rates call 419-238-9662 or view Rates on our web site.